Ar smulkus verslas (dirbu pagal verslo liudijimą) gali gauti kokią nors paramą?

KlausimaiCategory: Verslo kūrimasAr smulkus verslas (dirbu pagal verslo liudijimą) gali gauti kokią nors paramą?
Rugile Staff asked 2 m. ago

Pradedantiesiems verslininkams, įmonėms iki 1 metų:
Šiuo metu vienos palankiausių sąlygų verslo pradžiai sudarytos pagal Verslumo skatinimo priemonę, finansuojamą iš Europos socialinio fondo lėšų. Dėl lengvatinių paskolų (iki 24 907 tūkst. eurų) iš Verslumo skatinimo fondo (VSF) gali kreiptis visi fiziniai asmenys, siekiantys pradėti ar jau plėtojantys pradėtą verslą (įmonės iki 1 metų). Paskolos teikiamos tiek apyvartai, tiek investicijoms (pvz., patalpoms pritaikyti, įrangai ar prekėms įsigyti).

Jei trūksta užstato, kredito unija kartu su jumis kreipiasi į INVEGĄ dėl garantijos ir dar kartą įvertina verslo planą.  Verslininkai, kreipdamiesi į kredito įstaigą/lizingo bendrovę dėl paskolos/lizingo verslui pradėti ar plėsti, dažnai susiduria su bankui nepatrauklaus ar nepakankamo užstato problema. INVEGA padeda išspręsti šią problemą, garantuodama pirmos paskolos dalies grąžinimą kredito įstaigai iki 80 proc. paskolos sumos. Likusios negarantuotos paskolos dalies grąžinimą kredito įstaiga užsitikrina SVV subjekto pasiūlytais užstatais, įsikeisdama už paskolos lėšas įsigyjamą turtą.

Dėl visų finansavimo sąlygų iki š.m. rugsėjo 30 d. reikėtų kreiptis į Lietuvos centrinę kredito uniją arba artimiausią kredito uniją, skambinti nemokamu tel.: 8 800 11 211. Daugiau informacijos http://lku.lt/verslui/finansavimas/

Jei domina finansavimas pagal priemonę Verslumo skatinimas, reikėtų:
–        Kreiptis į artimiausią kredito uniją, susitikti ir aptarti verslo planą;
–        Jei trūksta užstato, kredito unija kreipiasi į INVEGĄ dėl garantijos;
–        Patvirtinus verslo planą, pasirašoma paskolos sutartis;
–        Tada galite asmeniškai kreiptis į INVEGĄ ir teikti paraišką dėl paskolos palūkanų kompensavimo (kompensuojama 95 proc. sumokėtų palūkanų). Paraiškų laukiame iki 2015 08 31;

Papildomos priemonės (nesusijusi su paskola):
Taip pat gal bus naudinga informacija apie priemonę „Parama pirmajam darbui“. Ši priemonė nėra susijusi su jokiomis lengvatinėmis paskolomis ir gali pasinaudoti bet kuri šalyje veikianti įmonė. Darbdaviams, kurie įdarbino darbinės patirties neturinčius darbuotojus iki 29 metų amžiaus, kompensuojama 23,3 proc. jų apskaičiuoto darbo užmokesčio. Paraiškos priimamos iki 2015 09 30.

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